Consumer Advisory: APR Rates Range From 5.99% to 35.99% Maximum APR for qualified consumers.

Terms of Use

Title rules

Thank you for using our service (referred to as "we", "our",or "the Site"). These Terms of Use (“Terms”) govern your use of the Site. By accessing or using the Site, you agree to these Terms. If you do not agree, please stop using the Site immediately.

  • Purpose of the Service

    Our service facilitates connections between users seeking loan opportunities and third-party lenders. We do not offer loans directly, nor do we engage in credit decisions. The purpose of the Site is to help users explore loan options and connect with lenders who may provide financial services based on their own evaluation.

  • Your Responsibilities and Eligibility

    You are responsible for ensuring that you meet the following conditions to use our service:

    You are at least 18 years old.You are a legal resident of the jurisdiction where the service is offered.You have a reliable source of income.All information provided by you is accurate and complete.

    Failure to meet these criteria or providing false information may result in the suspension or termination of your access to the service.

  • Service Operation

    The Site collects information from you to connect you with third-party lenders. Once your information is submitted, our platform shares it with lenders who evaluate your loan request based on their own criteria. You may receive multiple offers, each with different terms and conditions. It is your responsibility to thoroughly review and understand the loan terms before agreeing to any offer. We do not control the terms or outcomes of any loan decisions.

  • Loan Details and Considerations

    Loans facilitated through our service will vary in terms of interest rates, repayment periods, and fees depending on the lender. Common loan terms may include:

    Repayment periods from 3 to 60 months.Annual Percentage Rates (APR) ranging from 5.99% to 35.99%, depending on your creditworthiness and the lender’s criteria.Example: A $2,000 loan at a 12% APR over 24 months may require monthly payments of approximately $94, with total repayment of $2,256.

    These examples are for illustrative purposes only, and actual loan terms will depend on your personal circumstances and lender policies.

  • Data Use and Privacy

    By using our service, you consent to the collection and sharing of your personal data with our network of third-party lenders. This data will be used to determine potential loan eligibility and offer tailored loan options. We implement standard security measures to protect your information, but we cannot guarantee complete security. Please refer to our Privacy Policy for details on how we handle your data.

  • No Guarantee of Loan Approval

    We do not guarantee that you will receive a loan offer or that any loan offer will meet your needs. Loan decisions are made solely by the lenders and are based on factors such as your credit profile, income, and loan amount requested. Our role is limited to providing a connection between you and potential lenders. We have no influence over the lenders' decisions or their terms of service.

  • User Conduct

    When using the Site, you agree to:

    Use the service for lawful purposes only.Provide accurate and truthful information.Refrain from engaging in fraudulent activities, submitting false information, or misrepresenting your identity.

    Any misuse of the service, such as providing inaccurate information or attempting to exploit the platform, may result in the suspension or termination of your account.

  • Account Security

    You are responsible for maintaining the confidentiality of your login credentials. We recommend using a strong password and taking steps to protect your account from unauthorized access. If you suspect any unauthorized use of your account, you must notify us immediately.

  • Changes to the Service

    We may modify, update, or discontinue certain features of the Site at our discretion. These changes may occur without prior notice. Additionally, we reserve the right to update these Terms from time to time. If any changes are made, they will be posted on this page, and continued use of the service after the changes are posted indicates your acceptance of the new Terms.

  • Limitation of Liability

    The Site and the services provided are offered on an “as-is” and “as-available” basis. We do not warrant that the service will meet your expectations or be free of errors. We disclaim liability for any damages, including but not limited to loss of data, inability to access the service, or issues arising from loan agreements made between you and a third-party lender.

  • Governing Law and Dispute Resolution

    Any disputes arising from your use of the Site or these Terms will be governed by the laws of the jurisdiction where our company operates. You agree that any claims or disputes will be resolved through binding arbitration, and you waive your right to participate in any class action lawsuits.

  • Contact Information

    If you have any questions or concerns regarding these Terms or the service, please contact us at:
    [email protected]

    By using the Site, you acknowledge that you have read, understood, and agreed to these Terms of Use.